Payment & Financing

Ways to Pay

We've made it easy to take care of yourself. Multiple payment options are available for every service — no barriers, no hassle.

How You Can Pay

Every payment method below is accepted for any individual service at Ms Nicky's Body Shop. Come ready to take care of yourself — we'll handle the rest.

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Cash

Cash is always welcome. Please bring exact change — we are unable to make change at the time of your appointment.

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Credit & Debit Cards

All major cards accepted including Visa, Mastercard, American Express, and Discover. Prepaid cards with a Visa, MC, AmEx, or Discover logo are also welcome.

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HSA & FSA Cards

Health Savings Account and Flexible Spending Account cards are accepted. Coverage varies by plan — we recommend checking with your provider to confirm which services qualify.

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Apple Pay

Pay instantly and securely using Apple Pay at checkout through Square. Works with iPhone, Apple Watch, and any Apple device with Face ID or Touch ID.

Processed via Square
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Afterpay

Split your service into four equal, interest-free payments — one at booking and three more every two weeks. No credit check required. Pay on time and you pay exactly the price of your service, nothing more.

Processed via Square · Afterpay limits apply
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Cherry Financing

Apply for extended financing through Cherry — a healthcare-specific platform with a 35-second application, instant approval, and 0% APR options for qualified borrowers.

Separate approval required · Apply here →
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VA Community Care

Ms Nicky's Body Shop is an approved VA Community Care provider in NJ and CO. Eligible veterans pay nothing out of pocket once authorized through their VA provider.

Learn more about Veteran Care →
For Established Clients

Packages & Payment Plans

Because great bodywork isn't a one-time thing. Ms Nicky's Body Shop offers packages exclusively for established clients — bundled sessions designed to support your body over time and make consistent care more accessible.

All payment methods are accepted for packages, including Cherry Financing for clients who want to spread the investment out over time. Every major card, Apple Pay, Afterpay, HSA/FSA, and cash are all on the table.

Packages are available to current clients only. Reach out directly to learn what's available for your care plan.

🍒 Recommended for Packages

Cherry Financing

Cherry is built specifically for wellness and healthcare — making it the ideal option for clients investing in a package. Spread your payments over time without the headaches of a credit card.

35-second application — no long forms Instant approval decision Soft credit check — no impact to your score True 0% APR options for qualified borrowers Approval rates up to 90% No hidden fees or deferred interest
Apply for Cherry Financing

Have questions about payment before you book?

Reach out at msnickysbodyshop@outlook.com or (858) 356-4259